The new rules has limited who can qualify for the add-on
Universal Credit’s health element, also known as Limited Capability for Work and Work-related Activity (LWCRA), serves as a vital lifeline for over two million claimants. It adds an extra sum on top of monthly payments for people living with health conditions and disabilities, helping to cover their increased living costs and reduced ability to earn associated with these conditions.
Since 6 April, the eligibility criteria for this top-up has been altered, with two separate rates now in place. Only two very specific groups of disabled people will qualify for the higher rate, while others will receive merely half of the additional payment.
Previously, claimants underwent a Work Capability Assessment to establish whether they were eligible for the extra payment and whether they needed to actively seek work or face sanctions. The payment stood at £423.27 for all those who qualified.
The higher rate now stands at £429.80, while the lower rate is just £217.26, roughly half of the former payment. Which rate you’re entitled to depends on the nature of your health condition and when you declared it.
To be eligible for the higher rate, you must fall into one of two categories:
- Have a severe health condition or disability that’s unlikely to change
- Nearing the end of your life
If your condition is considered less severe or has the potential to improve over time, you will be placed on the lower rate. However, this only applies to those who make a claim after 6 April, 2026.
All of the following must apply for you to qualify as having a severe, lifelong condition according to Government guidance:
- You cannot work due to your condition or disability
- Your condition or disability will last your whole life
- Your condition will not get better
- You have been officially diagnosed by a health professional
Should you be assessed as having a severe, lifelong condition during the Work Capability Assessment, you will typically not be required to undergo another assessment. If you are approaching the end of life, you won’t need to have a WCA at all.
If you live with your partner and you both have LCWRA, you’ll only receive one extra monthly amount. Should just one of you be entitled to the higher amount, that is what you will receive.
When applying for Universal Credit, you’ll need to report if you have a health condition or disability. This can include details like:
- Needing supporting in work
- Work needs to be suitable for your needs
- You are unable to work temporarily or long term because of your health
While claiming Universal Credit, you must report any change in your circumstances without delay. This includes any improvement or deterioration in your health condition, or if you receive a new diagnosis.
