The prize rules for Premium Bonds changed recently
Premium Bonds holders may want to double check their numbers as there were over 100 big prize wins for Wales in the October draw. Top prizes for winners from Wales included two £100,000 wins along with several £50,000 wins.
One person from the Mid And South West Wales region won a £100,000 prize for lucky Bond 643JM637242, which they purchased just over a year ago in September 2025, when they invested in £20,000 of Bonds. They held the maximum £50,000 you can hold going into the October draw. Each £1 Bond eligible to go into the monthly draw has the same chance of winning a prize.
The other £100,000 prize was picked up by a saver from North Wales, with lucky Bond 605QJ707391. They bought this in November 2024, when they bought £10,000 of Bonds. They had £10,325 in Bonds going into the October draw.
Full list of large Premium Bonds prizes for Wales
There were many big prizes for Wales in the October draw. This is the full list of large cash prizes for the area:
Mid and South West Wales
- £100,000 prize – winning Bond 643JM637242
- £50,000 prize – winning Bond 196GK793416
- £50,000 prize – winning Bond 624MR681961
- £25,000 prize – winning Bond 129FG671154
- £25,000 prize – winning Bond 646PR730417
- £25,000 prize – winning Bond 671SJ917194
- £10,000 prize – winning Bond 648YD460304
- £10,000 prize – winning Bond 634HV785072
- £10,000 prize – winning Bond 606BH890403
- £10,000 prize – winning Bond 129TN823099
- £10,000 prize – winning Bond 277PH228282
- £10,000 prize – winning Bond 515SP473056
- £5,000 prize – winning Bond 588RC617059
- £5,000 prize – winning Bond 406SM188066
- £5,000 prize – winning Bond 241TB083283
- £5,000 prize – winning Bond 473VC888266
- £5,000 prize – winning Bond 492HL335969
- £5,000 prize – winning Bond 243EA593614
- £5,000 prize – winning Bond 85LM519914
- £5,000 prize – winning Bond 539NK477735
- £5,000 prize – winning Bond 646ZR006904
- £5,000 prize – winning Bond 618VT817891
- £5,000 prize – winning Bond 217MP797107
- £5,000 prize – winning Bond 523MG724856
- £5,000 prize – winning Bond 292BX616822
- £5,000 prize – winning Bond 595EH980075
- £5,000 prize – winning Bond 350FF052325
- £5,000 prize – winning Bond 212PL025926
- £5,000 prize – winning Bond 616QH469377
- £5,000 prize – winning Bond 551EX801108
- £5,000 prize – winning Bond 362VX535920.
North Wales
- £100,000 prize – winning Bond 605QJ707391
- £50,000 prize – winning Bond 603RP476763
- £50,000 prize – winning Bond 492HR138467
- £25,000 prize – winning Bond 535NE344962
- £10,000 prize – winning Bond 514XK359746
- £10,000 prize – winning Bond 662MS207333
- £10,000 prize – winning Bond 468VD084306
- £10,000 prize – winning Bond 257QL722194
- £10,000 prize – winning Bond 120DW572665
- £10,000 prize – winning Bond 640HL994994
- £10,000 prize – winning Bond 638HR968107
- £10,000 prize – winning Bond 123CV523724
- £10,000 prize – winning Bond 679YY518513
- £10,000 prize – winning Bond 563AF176438
- £5,000 prize – winning Bond 559GB197184
- £5,000 prize – winning Bond 388HY737469
- £5,000 prize – winning Bond 677YM316140
- £5,000 prize – winning Bond 666RG399616
- £5,000 prize – winning Bond 649DJ346678
- £5,000 prize – winning Bond 278SM671544
- £5,000 prize – winning Bond 92YH269871
- £5,000 prize – winning Bond 511DR193213
- £5,000 prize – winning Bond 64ZN384954
- £5,000 prize – winning Bond 344VR760514
- £5,000 prize – winning Bond 68TM126027
- £5,000 prize – winning Bond 511BH807693
- £5,000 prize – winning Bond 184FF441508
- £5,000 prize – winning Bond 227DF881893
- £5,000 prize – winning Bond 479RT766628
- £5,000 prize – winning Bond 671VG038075
- £5,000 prize – winning Bond 301QN452783
- £5,000 prize – winning Bond 21AC429842
- £5,000 prize – winning Bond 185PX636618
- £5,000 prize – winning Bond 495WL999746
- £5,000 prize – winning Bond 622DN849733
- £5,000 prize – winning Bond 33JJ930204.
South East Wales
- £50,000 prize – winning Bond 561SL947916
- £50,000 prize – winning Bond 676SE548751
- £25,000 prize – winning Bond 282NP514321
- £25,000 prize – winning Bond 154DC896022
- £25,000 prize – winning Bond 317JV207489
- £25,000 prize – winning Bond 676VC137325
- £25,000 prize – winning Bond 565PX138295
- £25,000 prize – winning Bond 312AJ012093
- £25,000 prize – winning Bond 627ZV883961
- £10,000 prize – winning Bond 346LJ198744
- £10,000 prize – winning Bond 347ST282599
- £10,000 prize – winning Bond 261GF478758
- £10,000 prize – winning Bond 531YJ115923
- £10,000 prize – winning Bond 558NA442403
- £10,000 prize – winning Bond 469ZH164859
- £10,000 prize – winning Bond 411DP929773
- £10,000 prize – winning Bond 256WY923672
- £10,000 prize – winning Bond 630YS010454
- £10,000 prize – winning Bond 669QL407918
- £10,000 prize – winning Bond 653EZ586855
- £10,000 prize – winning Bond 147BD777255
- £10,000 prize – winning Bond 664HT557629
- £5,000 prize – winning Bond 206GY247679
- £5,000 prize – winning Bond 466KW963607
- £5,000 prize – winning Bond 414SZ627413
- £5,000 prize – winning Bond 441ZQ022043
- £5,000 prize – winning Bond 144VK792992
- £5,000 prize – winning Bond 194QZ010752
- £5,000 prize – winning Bond 322NV292269
- £5,000 prize – winning Bond 258TH754834
- £5,000 prize – winning Bond 413NP005130
- £5,000 prize – winning Bond 602RA173564
- £5,000 prize – winning Bond 683TF366187
- £5,000 prize – winning Bond 598TQ160731
- £5,000 prize – winning Bond 506MH353762
- £5,000 prize – winning Bond 530PC480017
- £5,000 prize – winning Bond 271RX298925
- £5,000 prize – winning Bond 313ZF692868
- £5,000 prize – winning Bond 377HB823935
- £5,000 prize – winning Bond 541WF632674
- £5,000 prize – winning Bond 122QM507713
- £5,000 prize – winning Bond 280BS112773
- £5,000 prize – winning Bond 669YS420955
- £5,000 prize – winning Bond 434PC692107
- £5,000 prize – winning Bond 363TQ007643
- £5,000 prize – winning Bond 135RK000047
- £5,000 prize – winning Bond 585DM017107
- £5,000 prize – winning Bond 578SJ119036.
Who won the £1million jackpots?
There are always two alluring £1million jackpot prizes on offer in each monthly prize draw. This time round they were won by two customers, from Somerset and East Sussex.
These were the £1million winners:
- East Susex winner – winning Bond 331QY484133, purchased in May 2018 when they bought £5,900 in Bonds. Total holding of £50,000 going into October draw
- Somerset winner – winning Bond 681KK770541, purchased in July 2026 when they bought £11,000 in Bonds. Total holding of £16,000 going into October draw.
Premium Bonds rules changes
NS&I has made several changes to the Premium Bonds prize rules recently. Most recently, the provider increased your chances of a winning a prize. From September, the odds of winning for each £1 Bond went up from 22,000 to one 21,000 to one.
The prize fund rate was also lifted from the September draw, up from 3.8 per cent to 4.35 per cent. This was a welcome reverse in fortune for customers, as NS&I previously cut both the odds of winning and the prize rate, back in April.
In fact, the rules have chopped and changed a few times over 2026. This is how NS&I has shifted the prize fund rate and odds of winning recently:
- September 2026 – 4.35 per cent – 21,000 to one
- July 2026 – 3.80 per cent – 22,000 to one
- April 2026 – 3.30 per cent (down from 3.6 per cent) – 23,000 to one (down from 22,000 to one).
